Union Bank Holiday Hours: A Complete Guide for Your Banking Needs

Union Bank, one of the most trusted banking institutions, provides comprehensive services to millions of customers. To help Union Bank customers prepare for the year ahead, we’ve compiled all the details regarding the bank’s 2025 holiday hours. Understanding Union Bank’s holiday schedule can help you avoid delays, manage transactions efficiently, and make the most of available services during these periods.

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Union Bank 2025 Holiday Schedule

Union Bank typically observes all major federal holidays, impacting in-branch services, customer support availability, and some transaction processing times. Customers can continue to use online and mobile banking features throughout the holidays, but it’s essential to be aware of potential delays in processing.

Observed Federal Holidays in 2025

Here’s a list of the federal holidays Union Bank is expected to observe in 2025. On these dates, most branches will be closed, although ATM and online banking services remain available for self-service transactions.

New Year’s Day – Wednesday, January 1
Martin Luther King Jr. Day – Monday, January 20
Presidents’ Day – Monday, February 17
Memorial Day – Monday, May 26
Juneteenth National Independence Day – Thursday, June 19
Independence Day – Friday, July 4
Labor Day – Monday, September 1
Columbus Day – Monday, October 13
Veterans Day – Tuesday, November 11
Thanksgiving Day – Thursday, November 27
Christmas Day – Thursday, December 25

Customers who need in-branch services or specialized assistance on or around these holidays are advised to plan their banking needs accordingly.

Impacts of Union Bank Holiday Hours on Services

While Union Bank aims to ensure a seamless banking experience, holiday hours can impact certain transactions, particularly those involving external banks or specific types of deposits. Here’s a closer look at how holidays affect different banking services.

Branch Services and Customer Support

Union Bank branches are typically closed on federal holidays, and customers will not have access to in-person services. If you require assistance with account management, deposits, or opening a new account, be sure to visit a branch on a non-holiday business day.

For any immediate questions, Union Bank’s online Help Center and FAQ sections remain accessible, even on holidays. Keep in mind that phone support may be limited or unavailable on certain holidays.

Transaction Processing Times

ACH Transfers and Bill Payments: Holidays can delay ACH (Automated Clearing House) transfers and bill payments until the next business day. If you have an important payment due on or near a holiday, it’s wise to schedule it a day or two earlier to avoid late fees or penalties.
Direct Deposits: Direct deposits, such as payroll or government benefits, may be affected if they fall on a holiday. Typically, these will post on the next business day. It’s recommended that customers check with their employer or benefits provider to confirm the deposit date.
Wire Transfers: For both domestic and international wire transfers, processing is often paused on holidays. To ensure timely delivery, initiate wire transfers at least one business day in advance of the holiday.
Mobile Check Deposits: Although you can make mobile check deposits anytime using the Union Bank app, checks submitted on a holiday may not be processed until the following business day. It’s best to deposit checks a day or two in advance if you need immediate access to the funds.

ATM and Online Banking Access

ATMs and online banking platforms remain available on holidays, offering Union Bank customers access to essential services like balance checks, transfers, and cash withdrawals. These self-service options provide convenient solutions for many basic banking needs, even during branch closures.

Tips for Managing Your Finances Around Union Bank Holiday Closures

Planning ahead can ensure you have a smooth banking experience, even during Union Bank’s holiday hours. Here are some valuable tips to help you navigate holiday closures effectively:

Schedule Payments and Transfers Early: If you have payments, such as rent or utilities, due on a holiday, it’s best to schedule them in advance. This will help ensure timely processing and avoid potential penalties or service disruptions.
Use Union Bank’s Mobile and Online Services: Take advantage of Union Bank’s digital platform to access your account, make transfers, and check balances. This access allows you to conduct most transactions without the need to visit a branch, making it especially convenient on holidays.
Set Up Alerts for Payment Deadlines: Union Bank’s online banking allows customers to set up account alerts, ensuring you never miss an important payment date. By setting up reminders for payments or upcoming transactions, you can avoid late fees or delays.
Reach Out to Customer Service Before Holidays: If you need assistance with an account or have specific questions, consider contacting customer service a few days before the holiday. This allows time to address your concerns without delays due to holiday hours.

Frequently Asked Questions about Union Bank’s Holiday Hours

Will my direct deposit be delayed if it falls on a holiday?

Yes, direct deposits may be delayed if scheduled for a holiday. Customers should verify deposit dates with their employer or benefits provider and expect the funds to be available on the next business day if a holiday interferes.

Can I still use online and mobile banking services on holidays?

Yes, Union Bank’s online and mobile platforms are available 24/7, including on holidays. Customers can check account balances, transfer funds, make mobile check deposits, and manage other banking tasks even when branches are closed.

Are Union Bank ATMs available on holidays?

Yes, Union Bank ATMs remain accessible during holidays. You can withdraw cash, deposit checks, and check your account balance at any Union Bank ATM location.

How can I find holiday hours for my local Union Bank branch?

For specific holiday hours and branch availability, visit Union Bank’s official website or call your local branch. The website also provides information on branches with extended hours or special schedules during holiday periods.

Preparing for the Holiday Season with Union Bank

The holiday season, particularly from Thanksgiving to New Year’s Day, is a high-traffic period for banking. Union Bank customers can take extra steps to ensure a seamless experience:

Deposit Funds Early: During the holiday season, it’s advisable to deposit checks and other funds a few days in advance to avoid delays. This helps ensure funds are accessible when you need them.
Monitor Account Activity: Holidays can be a time of increased fraud risk. Union Bank recommends regularly monitoring your account activity, setting up alerts, and reviewing transaction histories to catch any unauthorized activity early.
Utilize Budgeting Tools: Union Bank’s mobile app includes budgeting tools, ideal for keeping track of holiday spending. By setting spending limits and tracking expenses, you can stay within budget and avoid post-holiday financial strain.

Conclusion: Plan Your Banking Schedule Around Union Bank’s Holiday Hours

Union Bank’s holiday schedule for 2025 includes closures on all federal holidays. By understanding how holiday hours impact banking services, customers can prepare their financial transactions in advance. Whether using digital banking, scheduling transfers, or planning ahead, customers can manage their finances effectively, even during holiday closures.